I’ve got a question regarding transfers. I have read that a member can do one transfer in or transfer out, once per use year. My question is, which use year is referred to when discussing that limitation? Let’s say my contract has a February use year. I am receiving points from another member who has an October use year. When does that start and stop my clock on receiving another transfer? Is it just I can’t receive any two transfers where the use years overlap? Or is it my use year that determines this limitation?