There are other reasons I wouldn’t buy Riviera directly or indirectly that don’t have to do with restrictions. I want a premium resort, a premium location, a combination of the two, or a good deal. Riviera doesn’t offer any of these things. The location is Caribbean Beach 2. If they add a bridge to Epcot, I would reconsider this stance.
Completely, I get that. But that's opinion and really isn't helpful to trying to identify an actual value in the spread of this specific resort.
If anything, since you DISLIKE RIV, there's even more value for you between a direct RIV versus a resale, because you can use the direct at other resorts you actually like throughout your ownership of the contract. That difference is worth something tangibly. In your case it's the extreme amount.